TERMS AND CONDITIONS FOR THE PURCHASE OF A DBSS FLAT
The DBSS is a Scheme established under Part IVB of the Housing and Development Act (Cap 129). It enables the developer to design, build, price and sell public housing.
On or soon after the Temporary Occupation Permit or Certificate of Statutory Completion (whichever is the earlier) is issued for the DBSS development, the DBSS flat will vest in the HDB in the manner set out at section 65P of the Housing and Development Act (Cap 129).
(a) The applicant, co-applicant(s) and all the proposed occupiers listed in the application for the purchase of a DBSS flat including their spouses must meet similar conditions as buying a flat direct from HDB under HDB’s prevailing policies, terms and conditions for purchase of a direct-purchase flat from HDB.
The applicant, co-applicant and occupiers listed in the Application Form must be able to form a family nucleus, defined as being any one of the following:
(a) Applicant and his spouse and children (if any). An occupier who is married must also include his/her spouse;
Each family nucleus must comprise of at least two Singapore Citizens or one Singapore Citizen and one Singapore Permanent Resident. The applicant must be a Singapore Citizen. The co-applicant and essential occupiers listed in the application may be Singapore Citizens or Singapore Permanent Residents.
All applicants must be at least 21 years old at the time of application.
The total gross income of all persons listed in the Application Form must not exceed the respective amount(s) as stated in the table below:
Ownership / Interest in Property
A person is not eligible to buy a DBSS flat if he, his spouse, any occupiers listed in the Application Form or their spouses:
(a) are the owners of any other flat, house, building or land* or have an estate or interest therein; or
(b) have at any time within 30 months immediately prior to the date of making an application to the developer to buy the DBSS flat, or between the date of the application and five years from the date of taking possession of the DBSS flat, acquired, sold/disposed of any flat, house, building or land* of which he was the owner, or divested himself of any interest therein.
*Includes but is not limited to HUDC flats (whether privatized or not), Executive Condominiums, properties acquired by gift, properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act, private properties, commercial properties and industrial properties, as well as properties owned / acquired/ disposed through nominees regardless of whether any of these properties are located in Singapore or overseas.
(c) are ex-Executive Condominium owners who terminated the Sale and Purchase Agreement (whether due to ineligibility or otherwise) after they had taken possession of the Executive Condominium Units and have not satisfied a 30-month period from the date of termination of the Sale and Purchase Agreement of the Executive Condominium Units.
HDB may consider exempting persons from conditions 2.6 (a), (b) and (c) if an application is made for exemption, based on the merits of each case. The processing time required by HDB to consider the case is about 3 weeks and the applicant will need to pay a non-refundable processing fee of $50/$150 (whichever applicable and subject to GST) to HDB. The applicant is required to submit all the documents as required by HDB for the purpose of processing the exemption application within one week from the date of the exemption application. This is to allow HDB to process the request and confirm the applicants’ eligibility to buy the DBSS flat in time for the processing of CPF Housing Grant, HDB mortgage loan (if applicable), and signing of Sale and Purchase Agreement.
Note : For more information on request for HDB’s exemption, please refer to the HDB InfoWEB at www.hdb.gov.sg.
(a) An applicant, his spouse or essential occupier listed in the DBSS application who is an existing owner/essential occupier or previous owner of a flat bought directly from HDB, a DBSS flat or a resale flat bought under the CPF Housing Grant Scheme (“the flat”), may apply to buy a DBSS flat or be listed as an occupier of the DBSS Flat, on condition that a 5-year period (excluding the subletting of whole flat and any period of non-occupation) has lapsed from the *date of taking possession of the flat to the date of this application for the purchase of a DBSS flat. This 5-year period also applies to ex-EC owners. (Please also refer to Clause 2.6, which is applicable for current / ex-EC owners)
(b) A person who is divorced and his/her ex-spouse is an existing owner of a flat bought directly from HDB, a DBSS flat or a resale flat bought under the CPF Housing Grant Scheme, may apply to buy a DBSS flat or be listed as an occupier if more than 5 years have lapsed from the date the divorce is finalized to the date of the application for purchase of a DBSS flat. The divorced person may however, apply with his/her parents or new spouse or be listed as an occupier in their application to buy a DBSS flat within the 5-year period.
(c) A personwho bought an Executive Condominium Unit or DBSS flat with CPF Housing Grant and terminated the Sale and Purchase Agreement (whether due to ineligibility or otherwise)may apply to buy a DBSS flat on condition that a 5-year period has lapsed from the date of the termination of the Sale & Purchase Agreement of their earlier Executive Condominium or DBSS purchase to the date of this application for purchase of a DBSS flat.
The computation of the time bar or any time-frame, whether mentioned in this clause or otherwise in these terms and conditions or otherwise in this brochure is subject to HDB’s prevailing policies, rules and regulations and all decisions made by HDB in this regard are final and conclusive.
Note: *In the above section, "the date of taking possession" refers to:
i. the date of key collection, for flats that are bought direct from HDB, or
whichever is applicable.
Outstanding Debts Owing to HDB
In the event there is any outstanding debt* and/or unpaid registration deposit or such other amount** as may be owed to or required by the HDB, by/from any person listed in the application form, such person shall be required to settle the amount owed with interest and pay an administrative charge to be determined at the discretion of HDB. This is to be settled in full before his application to buy a DBSS flat can be considered by the developer.
(* If the applicant is an existing owner of an HDB flat or DBSS flat, “debt” does not include the existing mortgage loan granted on the HDB flat or DBSS flat.)
(** If the applicant has previously applied for an HDB flat under the Fiancé/Fiancée Scheme, the registration deposit which was previously paid for using CPF and such other sums required by HDB will have to be repaid by the applicant to the developer in cheque or Cashier’s Order issued in favour of the Housing and Development Board before the applicant and co-applicant(s) sign the Sale and Purchase Agreement for the DBSS flat.)
A person who is not eligible to buy a flat from HDB under any of the HDB’s or the Government’s rules, regulations or policies will not be eligible to buy a DBSS flat or be listed as an occupier in an application for a DBSS flat.
The application and selection of a DBSS flat will be subject to HDB’s requirements relating to ethnic classification. Each application will be classified based on the ethnicity of the head of the household regardless of whether he is listed as the main applicant, co-applicant or proposed occupier. For example, in an application consisting of a married couple, the husband will be considered the head of household and the ethnic classification of the application would be based on his ethnic group. HDB will decide on who is the head of the household based on its own criteria and its decision on this matter will be final.
Minimum Occupation Period (MOP) For Existing Flat
The MOP for HDB / DBSS flat is computed from the 1date of taking possession of the HDB / DBSS flat. The MOP for Executive Condominium Unit is computed from date of Temporary Occupation Permit (TOP) of the Executive Condominium development.
The MOP for:
(i) Direct-purchase HDB flats, DBSS flats and resale HDB flats bought with the CPF Housing Grant is 5 years.
(ii) Resale HDB flats bought without the CPF Housing Grant and financed with HDB loans is * 2½ years or 3 years or 5 years.
(iii) Resale HDB flats bought without the CPF Housing Grant and the owners have not taken any mortgage loan from HDB is * 1 year or 3 years or 5 years.
(iv) HDB flat acquired by way of transfer at market value is * 1 year or 3 years or 5 years.
(v) Direct-purchase HDB flats, DBSS flats or resale HDB flats bought with the CPF Housing Grant taken over by non-original occupiers through an outright transfer is the balance of the 5-year MOP, subject to a minimum of * 2½ years or 3 years or 5 years.
(vi) HDB flats bought under the Selective En-bloc Redevelopment Scheme (SERS) is 7 years from the date of selection of the replacement flat (provided the applicant has taken possession of the replacement flat) or 5 years from the 1date of taking possession of the replacement flat, whichever is earlier.
(vii) Executive Condominium Unit bought from the developer is 5 years.
2Flat Owners (and their spouses) must have physically occupied the flat for a period of at least 5 years (excluding the subletting of whole flat and any period of non-occupation) at the time of the application for a DBSS flat. This 5-year occupation period is computed from the 1date of taking possession of the flat to the date of application for a DBSS flat.
Owners (and their spouses) of a resale flat or a flat transferred at market value must have physically occupied the flat for a period of at least *1 year, 2½ years, 3 years or 5 years (whichever MOP is applicable) computed from the 1date of taking possession of the flat to the estimated date of obtaining the Temporary Occupation Permit for the DBSS development as determined/estimated by the developer (excluding the subletting of whole flat and any period of non-occupation) before they can take possession of the DBSS flat. If they wish to apply for a DBSS flat where the Temporary Occupation Permit for the DBSS development has already been issued, they must have met the relevant MOP at the time of the application.
* The MOP is:
a) 2½ years or 1 year for applications received by HDB before 5 Mar 2010; or
1The date of taking possession refers to :
i. the date of key collection, for flats that are bought direct from HDB, or
ii. the date of resale completion, for purchase of resale flats from the open market, or
iii. the date of transfer at market value of the flat, or
iv. the date of key collection for Executive Condominium Units / DBSS flats bought from the developer,
whichever is applicable.
2This flat refers to a flat bought direct from HDB, a DBSS flat, an Executive Condominium Unit, a resale flat bought from the open market with the CPF Housing Grant or a resale flat bought from the open market with re-housing benefits under the Selective En-Bloc Redevelopment Scheme (“SERS”).
The HDB shall have the absolute discretion to determine whether the applicant, co-applicant(s) and the occupiers and their spouses satisfy the MOP.
If the applicant or co-applicant(s) or any of the occupier(s) and their spouses fall within any of the following situations as shown in Table 1 below which will result in them being ineligible to buy another * flat, they will similarly be ineligible to buy a DBSS flat.
Note: Ex-SERS lessees who have enjoyed two housing subsidies (includes the sale of SERS rehousing benefits) or Ex-HUDC lessees whose HUDC units are privatised and have previously enjoyed a housing subsidy, will also not be eligible for the housing options * in the table above.
Each family nucleus and/or any person listed in the application form is allowed to book only one flat at any one point in time. If the applicant/co-applicant has booked a DBSS flat, he and/or any person listed in the application form is not allowed to make a separate application to rent, purchase or take over the ownership of an HDB flat/DBSS flat/Executive Condominium. If the applicant/co-applicant wishes to buy a DBSS flat in another DBSS project, an Executive Condominium unit or buy another flat from HDB, they will have to first inform the DBSS developer in writing that they do not wish to exercise the Option to Purchase for the DBSS flat. Applicants who make multiple bookings for DBSS flats, HDB flats or Executive Condominium Units will be disqualified. In the event an applicant has booked more than one DBSS flat or has booked one DBSS flat and one HDB flat/Executive Condominium at the same time, all his bookings and applications will be cancelled with financial forfeiture.
The applicant, co-applicant and other essential occupiers have to maintain their eligibility to buy the DBSS flat throughout the period of ownership of the DBSS flat. For example, they must remain in occupation of the DBSS flat and their names are not allowed to be deleted from the DBSS flat within the minimum occupation period (MOP). The MOP for the DBSS flat is 5 years and it commences from the date of taking possession of the DBSS flat (excluding the subletting of whole flat and any period of non-occupation).
The developer shall have the right to reject/cancel any application or delete any person’s name from the application without assigning any reason whatsoever. Without prejudice to the generality of the aforesaid right, the application shall be cancelled if the HDB and/or the developer deem(s) that the applicant is not eligible to apply for a DBSS flat or becomes ineligible to retain his application under the provisions contained in the Housing and Development Act (Cap 129) and / or the prevailing policies, rules and regulations in force from time to time.
Applicants may wish to apply for a DBSS flat under one of the following Priority Schemes, i.e. the Third Child Priority Scheme or the Married Child Priority Scheme. Each applicant is allowed to apply for a DBSS flat under only one of the Priority Schemes in accordance with the HDB’s prevailing policies.
Applicants requesting for priority must indicate their interest under “Request for Third Child Priority Scheme” or “Request for Married Child Priority Scheme” of the Application Form. If the applicants do not meet the eligibility criteria under the respective priority scheme applied for, their application will automatically be processed under the Public Scheme.
If the applicant breaches any of the conditions for the Priority Schemes or makes any false declaration / misrepresentation under any of these Schemes for the purchase of a DBSS flat under these Schemes, such as to render him ineligible to purchase/continue with the purchase of the DBSS flat, the Sale and Purchase Agreement will be terminated. Upon termination of the Sale & Purchase Agreement, the developer will be entitled to impose a forfeiture equivalent to 20% of the DBSS flat’s purchase price. HDB also reserves the right to take such action as it may be entitled to under the Housing and Development Act (Cap 129) and its relevant Rules and Regulations, including but not limited to compulsorily acquiring the flat.
|4.2||Third Child Priority Scheme
*Married Child Priority Scheme
Priority may be given to married applicants upon request, if they meet any of the following criteria:
(a) They are applying for a DBSS flat located in the same town as their parents or married child, who are lessees, tenants, occupiers of an HDB flat; or
(b) Their parents’ or married child’s existing housing block is within 2 km from the nearest block offered in the DBSS development applied for; or
(c) Their parents or married child own and occupy private property that is located in the same town or within 2 km from the nearest block offered in the DBSS development applied for; or
(d) Their parents or married child will be living with them in the DBSS flat to be purchased and will be included in the application.
*Applicants under the Fiancé/Fiancée Scheme can also request for their application to be processed under this Scheme if they are applying to live near/with their parents.
Parents/married child(ren) who are non-citizens or who are on social visit pass/visa to Singapore are not eligible for the Scheme.
Applicants under 4.3(a) to 4.3(d) must ensure that their parents or married child continue to reside in the same flat/property or same town for a period of 5 years from the date of taking possession of the new DBSS flat. They are not allowed to move to another HDB flat/property outside the existing town within the 5-year occupation period.
For the purpose of determining whether the applicant meets the above criteria, HDB will rely solely on its records or the records of other relevant authorities as it deems fit. HDB reserves the right to reject as evidence, any form of private tenancy agreements or contracts made by or with the applicant’s parents/married child and any other party, including receipts for rents paid by the applicant’s parents/married child.
First-Timer applicants will be allocated more units of the DBSS flat supply for application during the initial launch period determined by HDB, subject to the prevailing Ethnic Integration Policy quota on the flats available for selection to the various ethnic groups.
To be considered as a First-Timer application, the applicant, co-applicants, essential occupiers and their spouses for the purchase of a DBSS flat must not:
(a) be the owners of a flat bought direct from HDB, a DBSS flat or an Executive Condominium Unit bought from the developer; or
(b) have sold a flat bought direct from HDB, a DBSS flat or an Executive Condominium Unit bought from the developer; or
(c) have received the CPF Housing Grant for their purchase of an HDB resale flat; or
(d) have transferred at market value a flat bought direct from HDB or an HDB resale flat bought under the CPF Housing Grant Scheme; or
(e) have ever enjoyed other forms of housing subsidy such as enjoyed SERS benefits or privatisation of HUDC estate
If an applicant is applying for a DBSS flat under the Grassroots Organisation Scheme (“GRO”), he must remain in continuous service with the Grassroots Organisation right up to the point when he takes possession of the DBSS flat.
Before taking possession
The applicant must produce to the developer for verification, at the time when he takes possession of the DBSS flat, a written confirmation from the Advisor of his Grassroots Organisation or such other proof acceptable to the developer and/or HDB confirming his continuous service with the Grassroots Organisation.
Mode of Sale
The mode of sale of a DBSS flat to eligible applicants is determined by the developer.
Application and Selection of a DBSS flat
(a)Any person interested in applying for a DBSS flat is required to submit the completed application form, and to indicate their request for priority under the various priority schemes such as the Third Child Priority or the Married Child Priority Schemes. He is also required to submit the Application for CPF Housing Grant Form, including request for the Additional CPF Housing Grant (if applicable) together with the originals and copies of all documents required by the developer and/or HDB. Please also refer to clause 1.2 of the Application Procedures at page 2 of this brochure.
(b) Where the developer launches the DBSS development by way of a Balloting method, the application must be submitted before the closing date as stipulated by the developer. Under the Balloting method, the developer will conduct a ballot to shortlist applicants. Applicants will be notified by the developer (via post). The shortlisted applicants will be invited to select a DBSS flat based on their balloted queue positions in the balloting exercise.
(c)If the developer launches the DBSS development by way of a Walk-in Selection method, the applicant may submit an application and proceed to select a DBSS flat if the applicant and all persons listed in the application form satisfy the basic eligibility criteria to buy a DBSS flat as assessed by the developer. The selection will be done on a first-come-first-served basis.
(d) Upon selection of a DBSS flat, the applicant is required to pay a booking fee equivalent to 5% of the purchase price of the DBSS flat by way of cash, cheque or Cashier’s Order made payable to the developer in exchange for an Option to Purchase.
Listing of Essential Occupiers
Any person listed as an essential occupier in the application for the purchase of a DBSS flat must continue to be listed in the application and stay in the DBSS flat during the 5-year minimum occupation period. An essential occupier is defined as a person whose inclusion as an occupier in the application helps to form the family nucleus and/or meet other eligibility conditions such as the citizenship condition as required by the HDB for the applicant to qualify for a DBSS flat.
Essential occupiers in existing HDB flat or DBSS flat
Essential occupiers in an existing HDB flat or DBSS flat are owners/occupiers of an existing HDB flat or DBSS flat who are essential to the formation of a family nucleus for the existing HDB flat or DBSS flat. If the deletion of their names from the existing HDB flat or DBSS flat will result in the remaining owners being unable to retain the said flat, such essential occupiers may purchase or be included in a DBSS application only if another person can be included as an owner/occupier of the existing HDB flat or DBSS flat to form a family nucleus with the remaining owner(s), OR if the remaining owner is also included in the DBSS application, the existing HDB flat or DBSS flat must be disposed off within 6 months from the date of taking possession of the new DBSS flat.
Change of Applicant / Occupier
Any request for change or withdrawal of applicants / occupiers listed in the application is subject to HDB’s approval. If HDB finds the existing applicants/occupiers ineligible to continue with the application, the developer will cancel the application and the legal consequences as set out in the Option to Purchase/Sale and Purchase Agreement will apply.
The applicant/co-applicant(s) will be required to sign the Sale and Purchase Agreement with the developer within four weeks from the date the title deeds and the Sale and Purchase Agreement for the DBSS flat have been delivered to them or their solicitors in accordance with the requirements set out in the Option to Purchase.
Generally, applicant/co-applicant(s) are required to pay the balance of the downpayment for the DBSS flat on the date the Option is exercised or within nine weeks from the date of the Option to Purchase, whichever is the later. Applicant/co-applicant(s) who have applied for the CPF Housing Grant and are eligible for the said CPF Housing Grant may use the CPF Housing Grant to pay the balance downpayment.
Upon obtaining the Temporary Occupation Permit (TOP) in respect of the DBSS development, the developer will invite the buyers to take possession of their respective DBSS flats.
|9.1||Disposal of Existing Flat
|9.2||Renovation of DBSS flats
|9.3|| Rectification of Defects
*HDB flat applicants who have yet to select an HDB flat may purchase a DBSS flat. Their HDB flat applications will be cancelled by HDB after they have booked a DBSS flat. Upon the cancellation of the HDB flat application, the administrative fees paid for the HDB flat will be forfeited.
Applicants who have earlier booked an HDB flat, a DBSS flat or an Executive Condominium unit are not eligible to book another DBSS flat. They are required to cancel their booked HDB flat, DBSS flat or Executive Condominium unit before they can book a DBSS flat. However, if the booked HDB flat is from a Build-To-Order or Sale of Balance Flats exercise launched on or after March 2012, the applicants will not be eligible to book a DBSS flat within one year after the cancellation of booking of the HDB flat.
|(*HDB flat applicants referred to in clause 10 refer to applicants of direct-purchase HDB flats.)|
Use of CPF Monies
Subject to Section 65R of the Housing and Development Act (Cap 129), all decisions made by the developer and/or HDB shall be final and conclusive and shall not be called into question by the applicants.
The Application Procedures and Terms and Conditions relating to the purchase of a DBSS flat in PARKLAND RESIDENCES and developed by Kwan Hwee Investment Pte Ltd are current at the time of printing and are subject to the provisions contained in the Housing and Development Act (Cap 129) and its relevant Regulations, HDB’s prevailing policies applicable to DBSS as well as under its Homeownership Scheme (so far as relevant to DBSS), as well as such other directions or instructions as may be issued by HDB from time to time. The HDB, the developer (with HDB’s consent) and/or the relevant authorities (with HDB’s consent) reserve the right to add, delete and/or vary the said application procedures and terms and conditions at any time as they deem fit without giving any prior notice.
Words importing the singular number or the masculine gender herein shall include the plural number or the feminine gender where applicable.